The Ossining Micro Fund is a non-profit organization based on the “pay it forward” concept. We offer small interest-free loans to individuals and families who encounter a one time unexpected financial obstacle. When a loan recipient repays a loan by making small monthly payments, the money is made available to help another person in need. We can usually respond more quickly than a traditional financial institution. We are a non-profit 501(c)(3) organization working to serve our community and enable its members to assist each other by fulfilling their commitment to pay it forward. We cannot consider loans in excess of $2,000, and most are smaller.